The PlusWise blog

8 October 2026

A plain English guide for UK tradespeople on when a quote becomes a binding contract, what acceptance looks like, and how to protect your price.

7 October 2026

A plain guide to deposits and upfront payments for UK tradespeople. Fair amounts, written terms, cancellation rights and VAT rules.

7 October 2026

A new survey finds trade stress comes from admin and money, not the work. Here is what the numbers say and how to shrink your second shift.

6 October 2026

A plain English guide to the Construction Industry Scheme. The 20 percent deduction, the 30 percent rate, and how to qualify for gross payment.

6 October 2026

The HMRC Self Assessment registration deadline has passed. Missed it? Here is the calm way to fix it for your small trade or service business.

5 October 2026

A plain English guide to taking on your first UK employee. Contracts, minimum wage, pension, National Insurance, and the true cost of a hire.

5 October 2026

Tax pledges for small businesses made headlines. What they mean for a one to five person trade firm, and the paperwork that protects you.

4 October 2026

A plain English guide to tracking expenses properly. What HMRC expects you to keep, how long to keep it, and a simple system that takes minutes.

4 October 2026

Confidence is at a 17 month low. A calm plan for quiet months: protect cash, keep the pipeline warm, line up work before the phone stops ringing.

30 September 2026

UK business confidence just hit a 17 month low. What it means for a small trade firm and the cash flow steps that keep you steady when the outlook wobbles.

28 September 2026

A plain English guide to Making Tax Digital for UK tradespeople. VAT rules, the new income tax quarterly updates, penalties, and what to do next.

28 September 2026

A plain English guide to pricing trade jobs properly. Labour, materials, markup, overheads, profit, and the common mistakes that eat your margin.

The Autumn Budget lands on 28 October 2026. A calm checklist for UK trade firms to get quotes, invoices and cash flow in order before the announcement.